What Is An Appraisal?

Every house is unique; appraisers are trained and licensed for expertise in putting a value on properties. Appraisers don’t work for the buyer or the seller;  their primary mission is actually to protect the lender who’s risking money against the home’s value....

Real Estate Agents Are Mobile

You may have noticed but real estate agents are mobile.  They check email from a laptop in a coffee shop, tablet on the couch, or their smartphone from the car. …as a result, the first and easiest way to get app adoption over time is by including the app...

What Steps Need To Be Taken To Secure A Loan?

http://fwd4.wistia.com/medias/5x2f4pp6vj?embedType=iframe&videoFoam=true&videoWidth=640You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application.To do so, you’ll need the...

What Is An Escrow Account? Do I Need One?

http://fwd4.wistia.com/medias/c28we0dcul?embedType=iframe&videoFoam=true&videoWidth=640 As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual charges...

What Are Discount Points?

Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point equaling 1% of the total loan amount. Generally, for each point paid on a 30-year mortgage the...

Can I Pay Off My Loan Ahead Of Schedule?

Usually, Yes. Like the guy in the video says, by sending in extra money each month or making an extra payment at the end of the year you can accelerate the process of paying off the loan. When you send extra money, be sure to indicate that the excess payment is to be...