On Tap with TitleTap – Listen or subscribe below
Episodes
How Title Companies Can Market with Video
Did you know that 78% of people watch videos only at least once a week and 55 percent watch every day? In fact, YouTube is the second largest search engine, and people use video not only for entertainment, but to learn about a topic. Unlike most other types of...
What Are VA Home Loans?
http://fwd4.wistia.com/medias/3m51w7l8qm?embedType=iframe&videoFoam=true&videoWidth=640 What Are VA Loans? As the video says, the name is misleading - they’re not loans FROM the VA. The VA - short for “US Department of Veterans Affairs” - is...
What Are The Major Types Of VA Loans?
http://fwd4.wistia.com/medias/3l2mpj8eu8?embedType=iframe&videoFoam=true&videoWidth=640 What Are The Major Types Of VA Loans? Major Veterans Affairs loan programs described in this video include: 1) Purchase Loans. These help eligible parties buy a...
What Is A Certificate of Eligibility, or COE?
http://fwd4.wistia.com/medias/vazwrbs558?embedType=iframe&videoFoam=true&videoWidth=640 What Is A Certificate of Eligibility, or COE? The COE is the key document that verifies to lenders that someone is eligible for a VA-backed loan. Servicemembers, Veterans...
What Is A Rate Lock?
http://fwd4.wistia.com/medias/ry12go2nph?embedType=iframe&videoFoam=true&videoWidth=640 Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video explains...
What Is A Qualified Mortgage?
http://fwd4.wistia.com/medias/qdbhqzbedd?embedType=iframe&videoFoam=true&videoWidth=640 As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending...
What Does Ability To Repay Mean?
http://fwd4.wistia.com/medias/7afzdrodwg?embedType=iframe&videoFoam=true&videoWidth=640 What are the “Ability to repay” rules about? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of...
What Is The Debt-To-Income Ratio (DTI)?
http://fwd4.wistia.com/medias/mzmbd5twlm?embedType=iframe&videoFoam=true&videoWidth=640 Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to repay a loan. Like the video says:...
When Do I Get My Loan Closing Disclosure?
http://fwd4.wistia.com/medias/ve72k2p8aj?embedType=iframe&videoFoam=true&videoWidth=640 If an eligible loan proceeds from Estimate to closing, creditors must provide a Closing Disclosure form documenting the actual transaction terms and...
Understanding Your Loan: Closing Disclosure Page 1
http://fwd4.wistia.com/medias/o7pa4soyog?embedType=iframe&videoFoam=true&videoWidth=640 The first page of your Closing Disclosure documents: The Loan Amount - the total you will actually borrow The Interest Rate - which does NOT include...